Financial Services
Most SME owners run their business on a bank balance and a gut feeling.
Wisely gives you the financial operating system that bigger businesses take for granted: real-time visibility, cash flow forecasting, and strategic advice, without needing a full finance team to run it.
Strategy & Performance
Strategic Planning
"I don't really have a plan. I just know we need to grow." Most founders have ambition but no financial roadmap to back it. We become your thinking partner: a monthly conversation, a sounding board, and an accountability anchor.
Margin Improvement
"We're turning over good revenue but I honestly don't know where the money goes." We go into your cost structure, pricing model and utilisation rates and find exactly where margin is leaking, then fix it. Most clients find meaningful gains within the first 60 days.
Virtual CFO
"My accountant just files my tax. I need someone who actually helps me run the business." Senior finance leadership without the headcount cost. Your Virtual CFO joins leadership conversations, owns the financial narrative, and keeps every major decision financially sound.
Management Reporting
"By the time I see last month's numbers, I've already made the decisions." We build you a live reporting dashboard (P&L, cash position, pipeline, utilisation) so you always know where you stand before problems become crises.
Accounting & Compliance
Accounting
"I spend half my week chasing receipts, reconciling Xero and still don't trust what I'm looking at." We automate your accounting workflows (Xero integrations, AI-powered reconciliation, payroll and GST) so the books run themselves and the numbers are actually right.
Tax
"I never have cash when tax time comes. I don't know what I can deduct. And I have no idea how to structure my own drawings." We manage your tax position year-round so you always know what's coming and your drawings are structured to be tax-efficient.
Finance Support & Advisory Packages
Built for SMEs that are serious about growth,
not SMEs that just need someone to file their GST.
Four tiers from $550/month. No lock-ins. No surprise invoices. Start where you are, scale as you grow.
Lite
- Monthly bookkeeping & reconciliation
- GST returns (NZ) / BAS (AU)
- Annual accounts preparation
- Xero subscription included
- Email support
Starter
- Everything in Lite
- Quarterly management reports
- Payroll processing (up to 5 staff)
- Basic tax planning
- Monthly check-in call
Performance
- Everything in Starter
- Live reporting dashboard
- Cash flow forecasting
- Virtual CFO access (4 hrs/month)
- Strategic advice & sounding board
- Priority support
Strategic
- Everything in Performance
- Full Virtual CFO engagement
- Board-level financial reporting
- Unlimited advisory hours
- Leadership team participation
- Annual strategic planning workshop
Bolt-ons
Custom packages available for complex group structures.
Why Wisely
Financial clarity that drives real business decisions.
Built for SMEs that are running lean: enterprise-grade financial thinking without the enterprise price tag.
We don't just report on the past. We give you forward visibility so you can make decisions with confidence.
Automation-first accounting: we use AI and Xero integrations to eliminate the admin and give you numbers you can trust.
Fully connected to your operations. Our finance team works alongside your Wisely consultancy and IT advisors so your financial decisions are always grounded in what's actually happening in the business.
Month-to-month packages from $550. Start with what you need, add capability as you grow.
Ready to get started with Financial Services?
Talk to our team about how we can help your business.